Before you begin building or improving your credit, the very first step…
Check Your Credit Report First
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Step 2: How to Build Credit
15 posts
Start with a Secured Credit Card
If you have little or no credit history, one of the easiest…
Open a Credit-Builder Loan
If you’re new to credit or working to rebuild it, a credit-builder…
Become an Authorized User
If you’re new to credit or struggling to qualify for your own…
Pay Your Bills On Time, Every Time
If there’s one golden rule for building and maintaining good credit, it’s…
Pay Off Small Debts First (The Snowball Method)
One of the most effective ways to improve your credit score and…
Report Rent and Utility Payments
Did you know that most of the bills you pay every month—like…
Keep Your Credit Utilization Low
Another key factor in building a strong credit score is managing your…
Avoid Applying for Too Many Accounts at Once
While opening new credit accounts can help diversify your credit profile, applying…
Build a Long Credit History
When it comes to credit, time is your friend. The longer you’ve…
